IRA Savings Accent Photo

IRA Savings

The Roth IRA is a nondeductible retirement account that features tax-free withdrawals (including earnings) for particular distribution reasons after a five year holding period.

Special Features

  • $100 Minimum Deposit to Open
  • Make Deposits at Your Own Pace (Subject to annual contribution limits)
  • IRA holders age 50 or over are eligible for catch-up contributions.
  • No IRS Penalty or Federal Income Taxes for withdrawal of regular principal contributions prior to the age 59 ½
  • No Required Minimum Distributions
  • Competitive Interest Rates Subject to Change Quarterly


*Some income restrictions may apply.

Contact Us Today!

If you're interested in learning about our products or services, please contact us at 1-855-880-3694, visit us at any FCBank branch location, or send an email to FCBank appreciates the opportunity to be your financial partner.

In the event of an error or if you have questions about your statement, visit our Error Resolution page for instructions.

Find a Branch to Open an Account

CDs & IRAs

We also offer a variety of CDs and IRAs. Be sure to take a look at all the options we have to offer.

Compare CDs & IRAs

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