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  FCBear Savings Club Account EZ Savings Account Savings Account Holiday Club Health Savings Account
Minimum Balance None None $100 None $50
Service Charges None None Low, monthly if minimum balance not maintained None None
Interest Earn interest Earn interest Earn interest Earn Interest Earn interest
  • Age 0-10
  • Age 11-24
ATM or CheckCard accessible Annual payout on the first Friday of November. Customers can choose check or direct deposit into valid CNB transaction account
  • Qualified individuals are covered by a high deductible health plan
  • Maximum annual contributions are based on the annual statutory limit
  • No IRS penalty or federal income taxes for withdrawal for qualified medical expenses
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