To Our Friends and Neighbors:  Our hearts are heavy as we mourn the tragic events that occurred in Buffalo May 14. Our deepest condolences to the victims and their families. FCBank stands in solidarity with BankOnBuffalo, our sister division within CNB Financial Corporation. All of us remain dedicated to our core values and invested within the communities we serve.

Mortgages

For many people, buying a home is the single most significant financial step of a lifetime. It’s also one of the most emotional decisions you’ll ever make. Whether you’re a first time home buyer, moving on to a bigger home, or using your equity to refinance an existing home loan, we can help.

First Time Home Buyer Accent Photo

First Time Home Buyer

Our First Time Home Buyer* Mortgage Program offers competitive rates and a great mix of special services for those that qualify.
 

  • Low down payments
  • Waived processing fee
  • $100 deposited into a new FCBank savings account
  • Full seller's assist is permitted
  • No Private Mortgage Insurance (PMI) is required
  • Automatically prequalify for a FCBank Credit Card

Complete our prequalification form today or apply online now!

You can also check out our easy to understand step-by-step guide to the mortgage process and our application checklist to ensure that you're prepared to start the application process.



* A first time home buyer is defined as a borrower who has not been on a deed containing a dwelling in the past three years or who has not owned a home as a single person.

You are now leaving the official website of FCBank, a Division of CNB Financial. FCBank does not provide, and is not responsible for the products, services, or content on any third-party sites. Additionally the linked site may have a privacy policy and security practices that differ from the websites managed by FCBank. Please be advised that links to 3rd party sites are provided as a convenience and FCBank is not responsible for your use or any transactions completed on the hyperlinked site.