Mortgages

For many people, buying a home is the single most significant financial step of a lifetime. It’s also one of the most emotional decisions you’ll ever make. Whether you’re a first time home buyer, moving on to a bigger home, or using your equity to refinance an existing home loan, we can help.

Conventional Mortgage Accent Photo

Conventional Mortgage

Buying a home? Our conventional mortgage features competitive rates and terms. We offer both fixed-rate and adjustable-rate mortgages to best meet your needs. Complete our prequalification form today, or apply online now!

 

Apply Now

Bridge Loans Accent Photo

Bridge Loans

So you want to buy a new home but have yet to find a buyer for your old home – what do you do? It’s not uncommon for a buyer purchasing a new home to have to secure financing prior to the sale of an existing home. In this case, a bridge loan – also known as “gap financing” or a “swing loan” – can provide the money you need to help complete the new purchase.  The funds from the bridge loan are then used as a down payment on the new home by leveraging the equity in your existing home.

If this option fits your current needs, we'll work to get you the money you need. Keep in mind that we have several other borrowing options from which to choose.

First Time Home Buyer Accent Photo

First Time Home Buyer

Our First Time Home Buyer* Mortgage Program offers competitive rates and a great mix of special services for those that qualify.
 

  • Low down payments
  • Waived processing fee
  • $100 deposited into a new FCBank savings account
  • Full seller's assist is permitted
  • No Private Mortgage Insurance (PMI) is required
  • Automatically prequalify for a FCBank Credit Card

Complete our prequalification form today or apply online now!

You can also check out our easy to understand step-by-step guide to the mortgage process and our application checklist to ensure that you're prepared to start the application process.



* A first time home buyer is defined as a borrower who has not been on a deed containing a dwelling in the past three years or who has not owned a home as a single person.
Construction Loan Accent Photo

Construction Loan

If you're looking to finance the construction of a new home or purchase a new home already under construction, we offer financial solutions designed specifically for this purpose.

We also offer several other borrowing options from which to choose.

Additional Mortgage Information

FCBank takes pride in the experience and expertise of our mortgage lenders.  The Nationwide Mortgage Licensing System Registry gives you access to a free service to confirm that the mortgage company or mortgage professional employed by us is authorized and licensed to conduct mortgage business. Access this information by clicking here.  NMLS#410748

FCBank appreciates the opportunity to be your financial partner.

Apply Now

CONTACT US TODAY!

If you're interested in learning about our products or services, please contact us toll-free at 1-855-880-3694, visit us at any FCBank branch location, or send an email to CustomerServiceCenter@FCBank.bank.

In the event of an error or questions about your Home Equity Line of Credit bill, visit our Error Resolution page for instructions.
 
Find a Branch to Open an Account

 

(Please be aware that the email you are sending is not secure. Please do not include sensitive information, such as your account information, social security number, PIN or password.)