Compare Personal CD & IRA Accounts

  Certificates of Deposit Traditional IRA Savings Account Traditional IRA Certificate of Deposit Roth IRA Savings Account Roth Certificate of Deposit Coverdell Education Certificate of Deposit
Minimum Balance $500 $100 $2,000 ($2,500 for 7 year terms) $100 $2,000 ($2,500 for 7 year terms) $2,000
Interest Earn interest Earn interest Earn interest Earn Interest Earn interest Earn Interest
and…
  • Terms available from 1 month to 5 years
  • Make deposits at your own pace (Subject to annual contri-bution limits)
  • $1000 catch-up contribution for IRA holders age 50 or over
  • Annual contribution amounts (subject to limits)
  • Terms available from 1 to 7 year
  • Make deposit at your own pace (Subject to annual contribution limits)
  • IRA holders age 50 or older eligible for catch-up contributions
  • No IRS penalty or Federal Income Taxes for withdrawal of regular principal contribution prior to age 59 ½
  • No required minimum distributions
  • Annual contribution amounts (subject to limitations)
  • No IRS penalty or Federal Income Taxes for withdrawal of regular principal contribution prior to age 59 ½
  •  No required minimum distributions
  • Terms available from 1 to 7 years
  • Terms available from 1 to 7 years
  • Make contributions (not to exceed $2000 annually) on behalf of a minor until the day before their 18th birthday (exception: beneficiaries with special needs)

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If you're interested in learning about our products or services, please contact us at 1-855-880-3694, visit us at any FCBank branch location, or send an email to CustomerServiceCenter@FCBank.bank. FCBank appreciates the opportunity to be your financial partner.

In the event of an error or if you have questions about your statement, visit our Error Resolution page for instructions.

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CDs & IRAs

We also offer a variety of CDs and IRAs. Be sure to take a look at all the options we have to offer.