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For many people, buying a home is the single most significant financial step of a lifetime. It’s also one of the most emotional decisions you’ll ever make. Whether you’re a first time home buyer, moving on to a bigger home to take advantage of low interest rates, or using your equity to refinance an existing home loan, we can help.

Here at FCBank we offer competitive rates for a variety of mortgage plans. When it comes to helping you find the mortgage you need, we'll be with you every step of the way.

  • Buying a home? Our conventional mortgages feature fast approval decisions, as well as competitive rates and terms. We offer both fixed-rate and adjustable-rate mortgages to best meet your needs. Complete our prequalification form today, or apply online now!

  • So you want to buy a new home but have yet to find a buyer for your old home – what do you do? It’s not uncommon for a buyer purchasing a new home to have to secure financing prior to the sale of an existing home. In this case, a bridge loan – also known as “gap financing” or a “swing loan” – can provide immediate cash flow to help complete the new purchase.  The funds from the bridge loan are then used as a down payment on the new home by leveraging the equity in your existing home.

    If this option fits your current needs, we'll work to get you the extra cash you need. Keep in mind that we have several other borrowing options from which to choose.

  • Our First Time Home Buyers Mortgage Program offers competitive rates and a great mix of special services for those that qualify. Not only can you make a lower down payment, but there is no processing fee. You can also take advantage of a special low interest rate (for the first five years), and many other great options.

  • If you're looking to finance the construction of a new home or purchase a new home already under construction, we offer solutions to save you both time and money.

    We also offer several other borrowing options from which to choose.

Contact Us Today!

If you're interested in learning about our products or services, please contact us toll-free at 1-855-880-3694, visit us at any FCBank branch location, or send an email to

FCBank takes pride in the experience and expertise of our mortgage lenders.  The Nationwide Mortgage Licensing System Registry gives you access to a free service to confirm that the mortgage company or mortgage professional employed by us is authorized and licensed to conduct mortgage business. Access this information by clicking here.

All written communications concerning disputed amounts, including any check or other payment instrument that indicates that the payment constitutes “payment in full” of the amount owed or that is tendered with other conditions or limitations or as full satisfaction of a disputed amount must be mailed or delivered to:  Loan Department, PO Box 42, Clearfield, PA  16830 or by contacting your local branch. 

FCBank appreciates the opportunity to be your financial partner.

(Please be aware that the email you are sending is not secure. Please do not include sensitive information, such as your account information, social security number, PIN or password.)

FCBank prides itself on quick loan decisions, easy-to-understand applications and competitive interest rates. Account opening is restricted to the bank's market area and surrounding communities.


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