To Our Friends and Neighbors:  Our hearts are heavy as we mourn the tragic events that occurred in Buffalo May 14. Our deepest condolences to the victims and their families. FCBank stands in solidarity with BankOnBuffalo, our sister division within CNB Financial Corporation. All of us remain dedicated to our core values and invested within the communities we serve.

Tap into your home’s value with a Home Equity Loan Special

*Annual Percentage Rate (APR) is subject to credit qualification, based on FICO score. Promotional rates will apply with $10,000 new money. Rates are effective April 26, 2022 and are subject to change. Fixed rate home equity loan-based on 30 days to first payment if you borrow $50,000 for 120 months at 3.49% (3.616% APR) you would have a payment of $494.22. Payments quoted do not include debt protection. Appraisal fee may apply. Offers apply to automatic payments only. Not for the purchase of homes. 85% maximum loan to value. Property insurance is required and flood insurance may be required. Other rates and terms available. All loans are subject to approval, and some fees and restrictions may apply.

Tap into your home’s value. Home Equity Loan Specials with rates as low as 3.62%*

Now may be a great time to consider turning your home’s equity into cash in order to consolidate debt, pay for college, take a vacation, or build that addition you’ve been dreaming about.


Visit your local FCBank Branch,

call 1-855-880-3694  or

  • Home equity is the difference between what your house is worth in today’s real estate market and how much you currently owe on it. For example, if your home’s present appraised value is $200,000 and your outstanding mortgage balance is $100,000, you have $100,000 of home equity.
  • Through a home equity loan, you can use the equity in your home to borrow money for improvements, add an addition, vacation or college expensive, just to name a few. This works by using your home as collateral.
  • Whatever you plan to do with your home equity loan, FCBank makes it easy to apply and helps your step by step through your loan process. When you have completed the application, click submit and an FCBank Loan Officer will contact you to within 24 hours to guide you through the process and answer any questions. Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need assistance. Contact us at 1-855-880-3694.

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