Holiday Office Hours:

Please note all community banking offices will be closing at noon on Friday, March 29, and our Shiloh office will be closed all day in observance of Good Friday. Offices will resume normal business hours on Saturday, March 30.

Compare Personal CD & IRA Accounts

  Certificates of Deposit Traditional IRA Savings Account Traditional IRA Certificate of Deposit Roth IRA Savings Account Roth Certificate of Deposit Coverdell Education Certificate of Deposit
Minimum Balance $500 $100 $2,000 ($2,500 for 7 year terms) $100 $2,000 ($2,500 for 7 year terms) $2,000
Interest Earn interest Earn interest Earn interest Earn Interest Earn interest Earn Interest
and…
  • Terms available from 1 month to 7 years
  • Make deposits at your own pace (Subject to annual contri-bution limits)
  • $1000 catch-up contribution for IRA holders age 50 or over
  • Annual contribution amounts (subject to limits)
  • Terms available from 1 to 7 year
  • Make deposit at your own pace (Subject to annual contribution limits)
  • IRA holders age 50 or older eligible for catch-up contributions
  • No IRS penalty or Federal Income Taxes for withdrawal of regular principal contribution prior to age 59 ½
  • No required minimum distributions
  • Annual contribution amounts (subject to limitations)
  • No IRS penalty or Federal Income Taxes for withdrawal of regular principal contribution prior to age 59 ½
  •  No required minimum distributions
  • Terms available from 1 to 7 years
  • Terms available from 1 to 7 years
  • Make contributions (not to exceed $2000 annually) on behalf of a minor until the day before their 18th birthday (exception: beneficiaries with special needs)

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